Are you still under-employed and approaching the age of 65? If so, you may be deciding whether or not to enroll in Medicare. While it is true that Medicare can provide excellent health coverage, there are several factors you should consider before making your decision.
In this blog post, we will explore the top things to consider before signing up for Medicare if you’re still working. From understanding the impact on your social security benefits to evaluating recent healthcare costs, we’ll help guide you through this important decision-making process.
Social Security Impact
Medicare A and B, when signed up, are the only way to get social security benefits. But if you put off signing up for Part B because you have employer-sponsored insurance, ensure to enroll within eight months of quitting your job or losing your employer-sponsored insurance.
Delaying enrollment may incur penalties that raise monthly premiums for the rest of your life. Meanwhile, it might be better for you to wait to enroll in Medicare without penalty if you don’t currently receive social security benefits and intend to delay them until a later age.
Employer Group Insurance
When considering signing up for Medicare while still working, one important factor to consider is whether or not you have employer group insurance. Many people assume they need to enroll in Medicare as soon as they reach 65. But if you’re still working and receiving health benefits through your employer, this may not be necessary.
Employer group insurance can provide comprehensive …
The first and most critical review variable is the potential candidate’s academic credential and the license’s performance. Whether you choose an entire company or a single specialist, you need to verify and confirm their academic status. There are two main certifications: 
After comparing the prices and all the different aspects mentioned, you should also skim through the client ratings of the insurance company. It can show the financial condition of the insurance company, and it shows the experience of previous business dealing with the said insurance company. The better ratings the insurance company has, the better the insurance company is for being a partner for businesses. Typically, the ratings are viewable online, or you can view them online and even ask some insurance company members on their customer feedback.